Which Category of Wealth Do You Fall Under?

Michael Chamberlain, a contributor to Forbes, says “Wealth management is the utilization of processes, services and products designed to grow, protect, utilize and disseminate one’s wealth.”

Chamberlain also breaks down this sometimes vague definition of wealth into 3 groups. Which category do you fall under? To find out, read the full article on our website!

To find out more about how our firm can help you with wealth management, read more about the services we offer!


No matter what your level of wealth is, it would be worthwhile to sit down with a financial planner and determine a plan to grow, protect, and utilize your wealth before, and after retirement!

At Imber Wealth Advisors, we know that wealth management can be complicated. We want to help you balance your money and your life, so you can have the retirement you’ve always wanted! Our team treats you like family, and we will get to know you personally as we help you plan for retirement. To learn more, contact us today!

What Does Wealth Management Mean for You?

Are you trying to save for retirement?

Are you looking for new investment strategies, new retirement income strategies, and new ways to bolster your nest egg for retirement?

Wealth management can mean different things for different people, and often varies based on the services or products that an individual or firm offers. Similarly, the definition of “wealth” varies between people.

To find out the best wealth management strategy for you, talk to a financial planner! At Imber Wealth Advisors, our family-focused team will get to know you personally so we can help you plan your perfect retirement.

To learn more about wealth management and how we can help, visit our website.

The 4% Rule for Retirement Savings

In the mid-1990s, a rule of thumb to guide a person through retirement was the “4% Rule”. This rule outlined how much a person could safely withdraw from retirement savings each year and still have a nest egg to last a lifetime (in this case, 30 years).

Many advisors are now saying that while this is still a good rule of thumb, “it doesn’t address issues such as increasingly high healthcare costs, longer life expectancies, and jobs that are sustainable throughout old age.”

While you can always stick with the 4% Rule as a baseline to plan for retirement, check out our website to see some additional ideas for investment that could be right for you!

Trust Imber Wealth Advisors for Retirement in Ann Arbor! 

At Imber Wealth Advisors, we know that retirement is about much more than money. We want to help you achieve all your retirement goals, whether they be more traveling, more time with family, or to pass on the family business after years of hard work. Whatever you goals are, we want to help. Contact us today to get started!

Are You Using Outdated Tips and Tricks to Save for Retirement?

Have you been sticking to longstanding rules and guidelines as you save for retirement?

Have you been thinking that some of these tips and tricks for retirement seem a little outdated?

You’re not alone! According to Forbes, “many investment advisors have suggested that [these rules] are old-school and that there are a variety of factors and new possibilities to consider.”

Check out our website to learn about more investment strategies that could benefit you and your retirement!

Trust Imber Wealth Advisors for Retirement in Ann Arbor! 

At Imber Wealth Advisors, we know that retirement is about much more than money. We want to help you achieve all your retirement goals, whether they be more traveling, more time with family, or to pass on the family business after years of hard work. Whatever you goals are, we want to help. Contact us today to get started!

Do You Have a 401K Plan Through Your Employer?

Are you sure that your employer is offering you the best retirement plan available?

According to Robert C. Lawton, a contributor for Forbes, the best 401(k) plans include a wide range of options, feedback about how you’re doing, and tools to help you understand your plan and see your projected balance.

Your plan should be easy to understand! Starting to have doubts?

 If you need help making sense of it all, we can help. At Imber Wealth Advisors, we know how overwhelming it can be to have so many options for retirement. To help you achieve your dream retirement, we’ll sit down with you and go over your options and set goals. To get on the right track with retirement planning, give us a call today!

Do You Have the Best 401K Plan Possible?

Do you have a 401(k) plan through your employer?

Are you sure that your employer is offering you the best retirement plan available?

According to Forbes, the best 401(k) plans all include 5 key factors that help you achieve your retirement goals. Does your plan have it all covered?

To learn more, visit our website!

Let Us Help You Plan for Retirement in Ann Arbor 

Do you need someone to help you figure it all out? That’s where we step in!

At Imber Wealth Advisors, we know how overwhelming it can be to have so many options for retirement. To help you achieve your dream retirement, we’ll sit down with you and go over your options and set goals. To get on the right track with retirement planning, give us a call today!

How to Design Your Ideal Retirement

Have you started designing your ideal retirement?

What does your ideal retirement look like?

Do you and your partner share the same ideas for retirement?

Nowadays, retirement can be many different things: shifting from full-time to part-time work, beginning a new career from scratch, stopping work altogether, volunteering, or simply stopping work and traveling.

The possibilities for retirement are endless. “New” retirement assumes you’ll live another 20, 30, or 40 years in retirement, so having a plan for what you’ll do post-career is more important than ever!
According to Forbes, here are some of the things a financial planner can help you decide about your retirement:

1. “Long-term care insurance – is it right for you? What will premiums cost you and will this insurance be sufficient to staunch the drain on your assets if you need at home or institutional care?
2. Significant reserves for health care – Medicare covers some medical costs but these need to be supplemented with savings.
3. The possibility that adult children or grandchildren will need significant financial support – are you willing or able to help in that way (if you want to)?
4. What happens if you’re married and your spouse unexpectedly needs care or predeceases you – are you still able to fund your ideal retirement?
5. Longevity risk is a key issue for this new generation of potential retirees. It’s great to live longer, but how will you fund your lifestyle if you live into your 80s or 90s?”

Talk to the Experts on Financial Planning in Ann Arbor

Working hand-in-hand with an expert in financial planning is the best way to examine all of your ideal retirement scenarios and see how many of them will leave you on solid ground to begin your perfect retirement.

To talk to a financial planner who can help you examine all your options and who cares about not only your money goals, but your lifestyle goals too, contact Imber Wealth Advisors!