Friday, March 23, 2018

The 10 Best Beaches in the World

Have you been planning for retirement?

Are you ready to start thinking less about the financial side, and more about the adventurous side of retirement?

Does your retirement planning include talking to a travel agent?

You’ve worked hard to get to retirement, and deserve a nice getaway! According to the Huffington Post and TripAdvisor’s annual “Traveler’s Choice Awards” for best beaches in the word for 2018, here’s where you should consider going:

1)    Grace Bay – Providenciales, Turks and Caicos
2)    Baia do Sancho – Fernando de Noronha, Brazil
3)    Varadero Beach – Cuba
4)    Eagle Beach – Aruba
5)    Seven Mile Beach – Cayman Islands
6)    La Concha Beach – Donostia, Spain
7)    Clearwater Beach – Florida
8)    Seven Mile Beach – Negril, Jamaica
9)    Bavaro Beach – Dominican Republic
10)     Playa Norte – Isla Mujeres, Mexico

Are you ready to pack a suitcase and hit the beach? We want to help make your dream a reality!
Whether your ideal retirement is a life of leisure on the beach, or staying home with the grandkids, we want to help you get there. Our firm specializes in using a client-centered approach built on your personal and family goals.

Give us a call today if you’re ready to take the next step in your retirement planning!

Thursday, March 1, 2018

8 Things to Do During Your First 30 Days of Retirement

Have you been talking to a retirement planner about your future?

Have you already been thinking about where you’ll travel, what sights you’d like to see, and how you’re going to fill your days when you’re no longer going to the office every day?

Many people have a good idea of what to do leading up to retirement, but what happens when you officially retire? Check out these things you should consider doing during your first 30 days of retirement:
  1. Celebrate! You’ve waited a long time and worked really hard to get to this point in life. Take a moment to celebrate it! Buy a nice bottle of wine, go out to eat at that upscale restaurant you’ve always wanted to try, or take a weekend trip.
  2. Set a few parameters. Make sure you and your partner talk about your initial plans for retirement, especially if those plans include downsizing, moving, or some other big life change.
  3. Try to avoid being a couch potato. During the first few days of retirement it can be tempting to spend all your time lounging now that you’re able to, but remember, staying active plays a big role in staying mentally sharp during retirement! Instead, spend time reading books, visiting friends, and experiencing events.
  4. Make concrete plans with friends. According to Forbes, “In retirement having strong relationships and an active social life is one of the most crucial elements in making a successful transition.” Get out your calendar and mark specific dates and times.
  5. Start journaling. One of the easiest ways to enhance your memory during retirement is to write things down. Start to keep a journal about your thoughts, feelings and activities.
  6. Address stress. To have the best retirement possible, decrease the amount of stress you have by putting yourself in situations with people that won’t make you worry about gossip, money worries, and other stressful topics.
  7. Be physically active! While retirement can offer you the time to finally start exercising, it doesn’t automatically include motivation and energy. During the first 30 days of your retirement, develop a routine, and try something new, like yoga or kickboxing!
  8. Go on a health shopping spree. If you have a Flexible Spending Account or Health Savings Account for health insurance, be sure to spend all available dollars in those accounts if they expire when you terminate your employment, or at the end of the year.
When you reach retirement, the possibilities are endless! You’ve worked hard to be able to have a worry-free retirement, and we want to help! At Imber Wealth Advisors, we can help you with retirement planning, estate planning, investments, and more. Contact us today!