Warren Buffett. Berkshire Hathaway. Feb. 22, 2020. “To the Shareholders of Berkshire Hathaway Inc.” . Accessed March 24, 2020. Mitch Tuchman. Marketwatch. March 23, 2020. “Opinion: Warren Buffett’s latest advice could help you retire much richer.” . Accessed March 24, 2020. Will Ashworth. InvestorPlace. March 3, 2020. “10 Key Lessons Warren Buffett Shares in His Annual Shareholder Letter.” . Accessed March 24, 2020. Susan Dziubinski. Morningstar. Feb. 24, 2020. “4 Takeaways from Berkshire Hathaway’s Shareholder Letter.” . Accessed March 24, 2020. Tom Huddleston Jr. CNBC. March 17, 2020. “Warren Buffett is working from home and ‘drinking a little more Coca-Cola’ amid coronavirus restrictions.” . Accessed March 24, 2020. Investment Advisors Services are offered by Imber Financial Group, LLC., a Registered Investment Adviser firm and Capital Asset Advisory Services, LLC, an SEC-Registered Investment Advisor. Insurance services are offered through Imber Wealth Advisors, Inc. Imber Financial Group, LLC., and Imber Wealth Advisors, Inc., are affiliated companies.
Friday, April 24, 2020
Monday, April 20, 2020
Monday, April 6, 2020
There are several factors contributing to the current housing shortage in the U.S. For starters, low inventory of existing homes for sale has driven up the prices of available housing, leaving many first- and second-time home buyers unable to afford to buy or trade up. Housing permits for new construction have risen throughout the past couple of years, but they haven’t kept pace with the formation of new households. And while the number of residential construction workers has increased to more than 800,000, the country is nearing full employment levels so contractors are finding it tough to add to their teams.
Part of the employment problem is the slowdown in immigration due to the documentation and guest worker visa process, designed to permit only highly skilled legal immigrants into the country. As a result, both the construction and agricultural industries find themselves short-handed, further contributing to the housing crisis.
Friday, April 3, 2020
The United States is a very large, land-mass country. Yet, it offers few options in terms of coast-to-coast mass public transit, particularly compared to other developed countries. Europe’s countries tend to be smaller and their cities more dense, making them more transit-friendly. Asian countries made enormous government investments in urban rail networks just as their urban populations began to rapidly expand.
To add to the problem, auto traffic congestion, air pollution and fossil fuels are widely believed to contribute to our growing climate crisis. If there is a silver lining, it’s that the challenge of developing affordable and environmentally responsible transportation options has led to innovations that may help the U.S. develop high-speed rail options comparable to other developed countries.
Investment Advisory Services are offered by Imber Financial Group, LLC., a Registered Investment Adviser. Insurance services are offered through Imber Wealth Advisors, Inc. Imber Financial Group, LLC. and Imber Wealth Advisors, Inc. are affiliated companies