Thursday, April 19, 2018

5 of the World’s Most Epic Road Trips

If there’s one thing on your retirement checklist, it should be a great road trip! After years of hard work, you deserve a great vacation with your family! Or just go solo!, one of the leaders in connecting travelers with places to stay, highlights some of the best road trips this year.

While one of these trips is in the United States, the others require a passport, so make sure you make your travel plans well ahead of time!

1.    Pacific Coast Highway – San Francisco

This route along the iconic California coast from San Francisco down to San Diego is known for having some of the most scenic views in the world. Over 621 miles long, you’ll see amazing coastal views, seaside villages, and sunny wine vineyards.

2.    Great Ocean Road – Melbourne, Australia

This route along the southern coastline of Australia is full of cliff-hugging turns, seascapes, and rain forests. At 170 miles long, you’ll start in Torquay, which is home to Apollo Bay and Great Otway National Park.

3.    Southern Scenic Route – Queenstown, New Zealand

This road trip encompasses everything from deserted beaches, native forests, waterfalls, lakes, and snow-covered peaks. The 380 mile route is perfect for scenery and adventure lovers.

4.    Amalfi Coast – Sorrento, Italy

Warning: this trip isn’t for the faint of heart! Narrow, winding roads along steep clifftops will give you stunning views of rugged shorelines, fishing villages, and cliff-side lemon groves. This route is 37 miles long between Sorrento and Salerno, and is filled with boutique hotels and coastal towns.

5.    Overwater Highway  - Xiangshan, China

Labeled as the Overwater Highway, this seven-mile road is built in the middle of a river and follows the natural curve of the valley. The views of the valley itself coupled with the nearby fishing villages will have you talking about this trip for weeks afterwards.

So, are you ready to hit the road, or hop on a plane? To help make your travel dreams a reality, talk to a financial advisor in Ann Arbor about your retirement plans! You’ve worked hard for years to achieve a worry-free retirement, and we want to help you have the retirement you’ve always wanted, whether that includes road trips, or just quality family time at home.

Whatever your dreams are, we want to help you reach them. To schedule your no obligation consultation, contact us today!

Wednesday, April 4, 2018

3 Money Mistakes to Avoid When You Retire

Have you recently retired?

Are you planning your retirement?

Do you want to make sure you have an easy, worry-free transition from working to retirement?
It can be difficult to make sure you have everything lined up for a perfect, no-stress transition to retirement, but talking to a financial advisor can help!

These simple tips from your financial advisor can help you achieve your dream retirement:
  1. Don’t claim social security too early. Although you can start claiming retirement benefits at 62, experts caution that it still might be too soon. The longer you wait, the more you’ll receive in monthly benefits. 
  2. Don’t discount inflation. Do you remember how much a pack of gum, a gallon of gas, or a gallon of milk cost when you were a kid, and how much they cost now by comparison? That’s inflation. If you discount inflation when you’re planning for retirement, you may find that you’re being too conservative when it comes to asset allocation.
  3. Don’t forget to plan for medical and long-term care costs. According to, “The cost of medical care rises higher than general inflation, at a rate of about 5% or 6% a year.” A mistake many people make is not taking into consideration out-of-pocket costs, and the costs of items not covered by Medicare, like hearing aids, and dental work.
Even if you and your partner have been diligent savers, you could forget to plan for the factors that may make your path to retirement a bit bumpy. Talking to a certified financial advisor in Ann Arbor could help!

At Imber Wealth Advisors, we take into consideration your lifestyle, your overall health, and your goals for retirement as we put together a plan tailored specifically for your family. If you’re planning for retirement but still have questions, there’s no time like the present!

Contact us today to set up a no-obligation consultation to see how we can help you achieve your dream of a worry-free retirement.